Document Checklist
Ensure a smooth financial process by reviewing our comprehensive checklist of required documents before getting started.
General Documentation
All lenders require a number of documents to support your application. The exact number of documents you need to present depends on the type and purpose of your loan - you may need to present all, or some of the following:
- Completed and signed Application Form from the specific lender.
- 100 Point Check FTRA Form per application, i.e. Drivers Licence, passport.
- First Home Owners Grant application (if applicable).
- Copy of Contract of Sale (for purchase only).
- 6 months Loan Statements when refinancing a loan.
- Rates Notice for existing property used to re-finance.
Income Documentation
Employee
When it comes to income documentation for employees, certain documents are typically required to provide evidence of their earnings. The specific documentation may vary depending on factors such as the purpose of the income verification or the policies of the institution requesting the information. Here are some common documents that may be required for income documentation for employees:
- Group Certificate.
- Tax assessment or last year's tax returns.
- A current payslip or a letter of employment detailing employment conditions.
Self Employed
When it comes to income documentation for self-employed individuals, the requirements may vary compared to those who are employed by others. Since self-employed individuals have their own business or work on a freelance basis, their income sources and documentation may differ from traditional employees.
- Last financial year tax return including tax assessment notice.
- Previous Financial Year tax return including tax assessment notice.
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