Services

Whether you are a first home buyer seeking to enter the real estate market or a seasoned homeowner or an investor, we cater for every property need. Our clientele will receive all the detailed information necessary to understand their position within the lending market. An assessment will determine their eligibility for any available First Homeowners Grant or assistance schemes.

All our clientele will be provided with the latest lender information and available options in their property purchase/s.

Refinancing can be a stressful and often arduous process as you seek to leave one lender for another lenders product/s. To ensure that this change occurs in a fast and stress-free environment we educate our clients on the ingredients required to make this happen. We advise on the lender/s time frames, necessary documentation, valuation process and any other crucial factors within this process.

We can refinance most financial structures ranging from home loans to commercial loans or business lending. We also have asset finance available for the refinancing of motor vehicle, boats, caravans etc.

Our asset finance options are plentiful in that we have access to many lenders in this field who finance everything from motor vehicles to boats, caravans, tractors and much more. This finance area is one that requires diligent research as often alluring low interest rates are broadcast across our media outlets seeking to attract business.

When we dissect the low interest rate offerings, we often find that they have hidden fees and/or restrictive conditions that may not suit every buyer. Our research and client education will highlight the actual applicable interest rate when all charges are applied together with any restrictive conditions.

As a ‘duty of care’ we inform our clientele of the options available to protect their assets. This can range from general insurance, income protection, life insurance and motor vehicle insurance. We believe that all people who embark on purchasing an asset whether it be a home, commercial premises or motor vehicle etc should be advised of the various methods of protecting those asset/s.

If we educate our clientele as to the options available to protect their assets, then they in turn can make an informed decision on whether it is suitable and/or affordable to their needs.

Business or commercial loans are not that different to home loans. Lending can be leveraged solely against the business or commercial asset which is generally the case or positioned against residential security which may then provide some relief on the interest rate applied.

Again, there are many varied lenders within this category and therefore many different options to better suit our clientele’s requirements.

Personal loans are generally higher interest-bearing facilities compared to residential or business loans. This is another form of finance often required for smaller acquisitions or when there is no equity available through a residential security.

This form of lending can often be the most suitable for a client as the loan terms are generally shorter than residential lending and therefore required to be finalised much earlier. By having a shorter term, you may be advantaged by paying less interest in comparison to a longer loan term.